Rural Insurance exclusively with
Look after your farm and everything on it—from your home and contents, through to your farm buildings and equipment, livestock, liability and business interruption. Rata Insure together with Vero can help build an insurance plan that’s just right for you.
Protect your farm
Farm Assets
Covers assets such as buildings, fences, sheep and cattle yards. In addition to hedges and shelter belts, irrigators and animal feed.
Farm Recovery
An unexpected interruption can have a significant financial impact. If your farm buildings or assets are damaged, this provides cover for the additional costs to keep your farm running and can also protect your farm income
Farm Motor
Provides cover for vehicles like quad bikes and tractors that are used to undertake farming operations as well as for limited contracting purposes.
Farm Machinery Breakdown
Keep your farm going if your machinery breaks down. Includes hire costs, while we replace or repair your equipment.
Farm Animals
Whether it’s a prize bull, a flock of sheep, or your most trusty working dog, our farm animals policy can provide cover for the death of an animal as well as extended cover in certain circumstances.
Farmer's General Liability
Provides cover if you are legally required to pay compensation for personal injury or property damage, including liability arising from farming operations such as roadside grazing animals.
Farmer's Employer's Liability
If your employee sustains a personal injury and makes a legal claim, we’ll provide cover for your legal liability to pay damages and defence costs.
Farmer's Statutory Liability
Provides cover for your defence costs and legal liability to pay penalties ordered against you by the courts, as a result of unintentional breaches through your farming operations.
For Everything Else
Home & Household Contents
You’ve worked hard for your home, and everything in it. That’s why our home and household contents insurance gives you the flexibility to choose the cover that meets your needs.
Private Motor
We understand how important it is to be mobile. So, if your vehicle is damaged or stolen, it’s important to get you back behind the wheel – and fast. With three levels of motor insurance cover — Comprehensive, Third party with fire & theft, and Third party — you can choose the cover that’s right for you.
Pleasurecraft
From trailer boats to launches, at sea and on land, we’ve made boat insurance plain sailing with a policy designed for your private boat and equipment. It also includes dinghies and jet skis.
Lifestyler Home
A simple option for lifestyle blocks, with a single policy that provides cover you’re your home, farm buildings, tools and equipment, vehicles and liability.
Expert medical, mental and well-being advice
Vero Connected Care is included at no extra cost for all our Vero Farm and Lifestyle Block customers.
Access a network of local and global experts to answer any medical and mental health questions you have, as well as professional nutritional and fitness expert services.
Vero Connected Care is available to you, your partner/spouse, children, parents, and even your parents-in-law at no cost.
Sign up for Vero Connected Care at veroconnectedcare.co.nz.
Expert Medical Opinion
Need more clarity and confidence on a medical issue? Have a leading specialist review the diagnosis and proposed treatment plan.
Ask a Mental Health Clinician
For general advice and help about mental health, a registered mental health clinician can answer your questions.
Get Help with the Mental Health Navigator
Discreet and confidential support from a team of mental health experts from the comfort of your own home.
Nutrition & Fitness Consultant
Have a qualified fitness or nutrition specialist assess your needs one-on-one and get a clear plan of action to make the first step toward achieving your health goals. The specialist will follow-up to check-on your progress.
Ask a GP
Get answers to your medical question/s from an experienced New Zealand GP, they’ll get back to you with a detailed report within one business day (This is general medical advice only).